NO. You do not need a million shillings to begin your investment journey. You can start your investment journey with a million shillings, but you can also start your investment journey with as little as Kshs. 100 and grow to a million.

Different investment platforms warrant different initial buy-ins and the strategy lies in identifying the option that works for you, by contacting an expert financial advisor. With an investment option such as a money market fund, and a detailed investment plan outlining how you will save money and deposit it to your investment portfolio, you can be well on your way to begin your investment journey.

Let’s say you have a plan of saving Kshs. 100 per day. Over a 30-day month, this amounts to Kshs. 3,000. Therefore, if you invested this Kshs. 3,000 every month, in a money market with yields of 10% (compounding) every year, at the end of the 1st year, you would have Kshs 37,700 and if you remained consistent for a period of 30 years, then you would have a beautiful take-home of Kshs. 2.3 million.

The trick is to start where you are, with what you have.

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